Real ChatGPT answer · index seediCwZRkGdbI4completeFinance and banking · checking and savings accountsinformational

What constitutes a legally complete switch of automatic bill payments when migrating direct deposit and utility drafts to a new bank

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What constitutes a legally complete switch of automatic bill payments when migrating direct deposit and utility drafts to a new bank
3 real searches · 1 real-search pass
CFPB Regulation E stop payment preauthorized electronic fund transfers revoke authorization 12 CFR 1005.10 consumer accountGoogle ↗
OBSERVED
eCFR 12 CFR 1005.10 preauthorized transfers stop payment order 3 business days written confirmationGoogle ↗
OBSERVED
CFPB switching bank accounts automatic payments direct deposit old account close checklistGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
CFPB Regulation E stop payment preauthorized electronic fund transfers revoke authorization 12 CFR 1005.10 consumer account Google ↗
eCFR 12 CFR 1005.10 preauthorized transfers stop payment order 3 business days written confirmation Google ↗
CFPB switching bank accounts automatic payments direct deposit old account close checklist Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB Regulation E stop payment preauthorized electronic fund transfers revoke authorization 12 CFR 1005.10 consumer account
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
eCFR 12 CFR 1005.10 preauthorized transfers stop payment order 3 business days written confirmation
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
CFPB switching bank accounts automatic payments direct deposit old account close checklist
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1