Charles Schwab manages our ESPP, and I need to calculate the ordinary income versus capital gains when selling shares immediately after purchase to avoid wash sale rule complications.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Charles Schwab manages our ESPP, and I need to calculate the ordinary income versus capital gains when selling shares immediately after purchase to avoid wash sale rule complications.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS Publication 525 employee stock purchase plan disqualifying disposition ordinary income basis purchase date fair market value Google ↗
IRS wash sale rule employee stock purchase plan shares acquired within 30 days loss sale Google ↗
- ESPP tax guide · schwab.com
- Publication 525 · irs.gov
- Stocks (options, splits, traders) · irs.gov
- IRS Publication 550 · irs.gov
- Publication 550 (2025), Investment Income and Expenses · irs.gov
- 26 U.S.C. § 1091: Loss from wash sales of stock or securities · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Publication 525 employee stock purchase plan disqualifying disposition ordinary income basis purchase date fair market value OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS wash sale rule employee stock purchase plan shares acquired within 30 days loss sale OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |