Real ChatGPT answer · index seediBtd7ZpRxoMcompleteFinance and banking · checking and savings accountsinformational
Which banks check credit using a soft pull only when opening a standard checking and savings account combo today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which banks check credit using a soft pull only when opening a standard checking and savings account combo today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 best banks checking savings account soft credit pull only no hard inquiry bank policy Google ↗
checking and savings account soft credit pull no hard inquiry banks Capital One Ally Discover SoFi 2026 Google ↗
- Does SoFi run a credit check when I apply for SoFi Checking and Savings? · support.sofi.com
- Does SoFi run a credit check when I apply for SoFi Checking and Savings? · support.sofi.com
- Is Opening A Bank Account A Soft Or Hard Pull? · doctorofcredit.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 best banks checking savings account soft credit pull only no hard inquiry bank policy OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
checking and savings account soft credit pull no hard inquiry banks Capital One Ally Discover SoFi 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |