Real ChatGPT answer · index seediAyPByiGdrkcompleteCareers and HR · workplace benefitsinformational

How do Vanguard index fund expense ratios compare to Fidelity when I am trying to cut every possible fee from my 401k

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do Vanguard index fund expense ratios compare to Fidelity when I am trying to cut every possible fee from my 401k
2 real searches · 1 real-search pass
2026 Vanguard Fidelity index mutual fund expense ratios VOO VTI FXAIX FSKAX FZROX official expense ratioGoogle ↗
OBSERVEDReason
Fidelity ZERO index funds 401k availability institutional share classes expense ratio officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 Vanguard Fidelity index mutual fund expense ratios VOO VTI FXAIX FSKAX FZROX official expense ratio Google ↗
Fidelity ZERO index funds 401k availability institutional share classes expense ratio official Google ↗
  1. No minimum investment mutual funds · fidelity.com
  2. Presentation Title · institutional.fidelity.com
  3. Vanguard Index Funds · app.edgar.tools
  4. Compare mutual fund share classes at Vanguard · investor.vanguard.com
  5. FZROX - Fidelity ZERO ® Total Market Index Fund · fundresearch.fidelity.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Vanguard Fidelity index mutual fund expense ratios VOO VTI FXAIX FSKAX FZROX official expense ratio
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Fidelity ZERO index funds 401k availability institutional share classes expense ratio official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1