Real ChatGPT answer · index seedi7OwH1edBzQcompleteFinance and banking · checking and savings accountsbrand
Will applying for a basic checking account at US Bank affect my credit report right now, because I am trying to keep my credit score high for a home repair loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Will applying for a basic checking account at US Bank affect my credit report right now, because I am trying to keep my credit score high for a home repair loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
U.S. Bank checking account application credit check hard inquiry ChexSystems official Google ↗
U.S. Bank deposit account opening credit report inquiry soft pull checking account Google ↗
- Does opening a checking account affect your credit score? · usbank.com
- What is a credit inquiry? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. Bank checking account application credit check hard inquiry ChexSystems official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
U.S. Bank deposit account opening credit report inquiry soft pull checking account OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |