Which insurance carriers currently offer the best long term disability coverage specifically tailored for independent consulting business owners?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which insurance carriers currently offer the best long term disability coverage specifically tailored for independent consulting business owners?
2 real searches · 1 real-search pass
2026 best individual disability insurance carriers self-employed consultants own occupation policy Guardian MassMutual Principal Ameritas The StandardGoogle ↗
OBSERVEDComparison
individual disability insurance self-employed business owner own occupation carriers Guardian MassMutual Principal Ameritas Standard policy featuresGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 best individual disability insurance carriers self-employed consultants own occupation policy Guardian MassMutual Principal Ameritas The Standard Google ↗
individual disability insurance self-employed business owner own occupation carriers Guardian MassMutual Principal Ameritas Standard policy features Google ↗
- Guardian Disability Insurance Review: Provider Choice · seaworthy.io
- Disability Insurance Carriers · seaworthy.io
- Own-Occupation Definitions Compared Across the Top Carriers · seaworthy.io
- Disability Income Insurance for Business · massmutual.com
- Disability Insurance for the Self-Employed · guardianlife.com
- Small Business Tax Guide · irs.gov
- Life insurance & disability insurance proceeds 1 · irs.gov
- The Standard · standard.com
- Ameritas · ameritas.com
- Principal · principal.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 best individual disability insurance carriers self-employed consultants own occupation policy Guardian MassMutual Principal Ameritas The Standard OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
individual disability insurance self-employed business owner own occupation carriers Guardian MassMutual Principal Ameritas Standard policy features OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |