Looking at the late enrollment penalties for Medicare Part B after retiring from my spouse's plan, and I need to know if a Medigap policy from Aetna or Globe Life is more cost-effective.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking at the late enrollment penalties for Medicare Part B after retiring from my spouse's plan, and I need to know if a Medigap policy from Aetna or Globe Life is more cost-effective.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Medicare Part B late enrollment penalty special enrollment period spouse employer coverage 8 months CMS Medicare official Google ↗
Medigap compare premiums Aetna Globe Life Medicare supplement plans rates state age 2026 Google ↗
- Avoid late enrollment penalties · medicare.gov
- Sign up for Part B only · ssa.gov
- Get Medigap Costs · medicare.gov
- Find a Medigap policy that works for you · medicare.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Medicare Part B late enrollment penalty special enrollment period spouse employer coverage 8 months CMS Medicare official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Medigap compare premiums Aetna Globe Life Medicare supplement plans rates state age 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |