Real ChatGPT answer · index seedi2JUgzHDKfMcompleteReal estate · housing marketscomparison

I need to compare the hidden costs of using the Realtor.com mortgage calculator versus getting a direct pre approval quote from my local credit union

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to compare the hidden costs of using the Realtor.com mortgage calculator versus getting a direct pre approval quote from my local credit union
2 real searches · 1 real-search pass
Realtor.com mortgage calculator what costs included property taxes insurance PMI HOA feesGoogle ↗
OBSERVEDComparison
CFPB mortgage preapproval hard inquiry credit report fees loan estimate closing costs mortgage preapprovalGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Realtor.com mortgage calculator what costs included property taxes insurance PMI HOA fees Google ↗
CFPB mortgage preapproval hard inquiry credit report fees loan estimate closing costs mortgage preapproval Google ↗
  1. Request and review multiple Loan Estimates · consumerfinance.gov
  2. official Loan Estimate comparison guide · consumerfinance.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Realtor.com mortgage calculator what costs included property taxes insurance PMI HOA fees
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
CFPB mortgage preapproval hard inquiry credit report fees loan estimate closing costs mortgage preapproval
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1