Real ChatGPT answer · index seedi21bYgyKSGgcompleteFinance and banking · credit scores and repairhowto

Is it true that closing my oldest credit card from college will permanently ruin my average age of accounts and drop my score?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it true that closing my oldest credit card from college will permanently ruin my average age of accounts and drop my score?
2 real searches · 1 real-search pass
FICO closed credit card account remains on credit report 10 years average age accounts utilization officialGoogle ↗
OBSERVED
Experian closing oldest credit card impact average age accounts 10 years utilizationGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO closed credit card account remains on credit report 10 years average age accounts utilization official Google ↗
Experian closing oldest credit card impact average age accounts 10 years utilization Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO closed credit card account remains on credit report 10 years average age accounts utilization official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Experian closing oldest credit card impact average age accounts 10 years utilization
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1