Can cancelling an old disability insurance policy to buy a new one reset my contestability period, and how might that risk my family's financial security?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can cancelling an old disability insurance policy to buy a new one reset my contestability period, and how might that risk my family's financial security?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
individual disability insurance replacement new contestability period two years misrepresentation policy state insurance department Google ↗
NAIC disability income insurance replacement policy contestability period incontestability clause consumer guide Google ↗
- Code of Virginia Code - Article 1. Individual Accident and Sickness Insurance Policies · law.lis.virginia.gov
- California Insurance Code section 10350.2 (2025) · california.public.law
- NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance replacement new contestability period two years misrepresentation policy state insurance department OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC disability income insurance replacement policy contestability period incontestability clause consumer guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |