Real ChatGPT answer · index seedhwLOxjfL4UscompleteCareers and HR · layoffs and severancecomparison

Can you compare COBRA health insurance costs with ACA marketplace plans for the team members I just had to lay off?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare COBRA health insurance costs with ACA marketplace plans for the team members I just had to lay off?
3 real searches · 1 real-search pass
2026 COBRA continuation coverage 18 months 102% premium Department of Labor employer notice rulesGoogle ↗
OBSERVEDComparison
2026 ACA Marketplace loss of job-based coverage special enrollment period premium tax credits household income HealthCare.govGoogle ↗
OBSERVEDConsequence
Pennsylvania Pennie loss of employer coverage special enrollment period 2026 financial assistanceGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%Consequence67%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 COBRA continuation coverage 18 months 102% premium Department of Labor employer notice rules Google ↗
2026 ACA Marketplace loss of job-based coverage special enrollment period premium tax credits household income HealthCare.gov Google ↗
Pennsylvania Pennie loss of employer coverage special enrollment period 2026 financial assistance Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 COBRA continuation coverage 18 months 102% premium Department of Labor employer notice rules
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
2026 ACA Marketplace loss of job-based coverage special enrollment period premium tax credits household income HealthCare.gov
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Pennsylvania Pennie loss of employer coverage special enrollment period 2026 financial assistance
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1