Real ChatGPT answer · index seedhroSZLtO4YAcompleteFinance and banking · retirement accountscomparison

Is a traditional solo 401k better than a SEP IRA for my consulting business when factoring in state tax on retirement income in New York versus Florida?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a traditional solo 401k better than a SEP IRA for my consulting business when factoring in state tax on retirement income in New York versus Florida?
3 real searches · 1 real-search pass
2026 IRS 401(k) contribution limits 2026 SEP IRA contribution limit official IRSGoogle ↗
OBSERVED
New York State tax pension exclusion 20000 IRA distributions 401k officialGoogle ↗
OBSERVED
Florida no individual income tax official retirement distributions taxGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
2026 IRS 401(k) contribution limits 2026 SEP IRA contribution limit official IRS Google ↗
New York State tax pension exclusion 20000 IRA distributions 401k official Google ↗
Florida no individual income tax official retirement distributions tax Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 IRS 401(k) contribution limits 2026 SEP IRA contribution limit official IRS
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
New York State tax pension exclusion 20000 IRA distributions 401k official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Florida no individual income tax official retirement distributions tax
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1