Can I drop my spouse from my employer plan right now and enroll them in a marketplace plan after a qualifying life event
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can I drop my spouse from my employer plan right now and enroll them in a marketplace plan after a qualifying life event
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
HealthCare.gov voluntarily dropping employer health coverage special enrollment period loss of coverage qualifying event spouse 2026 Google ↗
IRS cafeteria plan midyear election change spouse coverage drop employer plan qualifying event consistency rule Google ↗
- Getting health coverage outside Open Enrollment · healthcare.gov
- Qualifying life event (QLE) - Glossary · healthcare.gov
- 26 CFR § 1.125-4 - Permitted election changes. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- (c) **Changes in status** -- **(1) Change in status rule.** A cafeteria plan may permit an employee to revoke an election during a period of coverage with respect to a qualified benefits plan (defined in paragraph (i)(8) of this section) to which this paragraph (c) applies and make a new election for the remaining portion of the period (referred to in this section as an election change) if, under the facts and circumstances - · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
HealthCare.gov voluntarily dropping employer health coverage special enrollment period loss of coverage qualifying event spouse 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS cafeteria plan midyear election change spouse coverage drop employer plan qualifying event consistency rule OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |