Does getting preapproved for a car loan hurt my credit score if I shop around at multiple banks over two weeks?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does getting preapproved for a car loan hurt my credit score if I shop around at multiple banks over two weeks?
1 real search · 1 real-search pass
FICO auto loan rate shopping inquiry window 14 45 days hard inquiries prequalification soft inquiry CFPBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO auto loan rate shopping inquiry window 14 45 days hard inquiries prequalification soft inquiry CFPB Google ↗
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- How Does Rate Shopping Affect Your Credit Scores? · experian.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- How will shopping for an auto loan affect my credit? · consumerfinance.gov
- What should I know before I shop for a car or auto loan? · consumerfinance.gov