Can my business partner and I co-sign on a residential mortgage together, and how does that affect our credit requirements?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my business partner and I co-sign on a residential mortgage together, and how does that affect our credit requirements?
2 real searches · 1 real-search pass
Fannie Mae selling guide multiple borrowers representative credit score lowest borrower credit score debt-to-income joint mortgage unrelated co-borrowersGoogle ↗
OBSERVEDOther / navigational
Freddie Mac mortgage multiple borrowers credit score requirements unrelated co-borrowers residential mortgageGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide multiple borrowers representative credit score lowest borrower credit score debt-to-income joint mortgage unrelated co-borrowers Google ↗
Freddie Mac mortgage multiple borrowers credit score requirements unrelated co-borrowers residential mortgage Google ↗
- Determining the Credit Score for a Mortgage Loan · selling-guide.fanniemae.com
- General Requirements for Credit Scores · selling-guide.fanniemae.com
- Loan Delivery Job Aids: Credit Scores · singlefamily.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- What to Know About Co-Buying a House · myhome.freddiemac.com
- Loan Delivery Job Aids: Borrower Information · singlefamily.fanniemae.com
- Section 5102.1 · guide.freddiemac.com
- General Borrower Eligibility Requirements · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide multiple borrowers representative credit score lowest borrower credit score debt-to-income joint mortgage unrelated co-borrowers OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Freddie Mac mortgage multiple borrowers credit score requirements unrelated co-borrowers residential mortgage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |