How do I transfer old 401k funds from my previous job into my current Empower retirement account without triggering tax penalties?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I transfer old 401k funds from my previous job into my current Empower retirement account without triggering tax penalties?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS rollover chart 401(k) direct rollover traditional Roth tax withholding 20% official Google ↗
Empower rollover into existing retirement account incoming rollover instructions 401k official Google ↗
- Rollovers of retirement plan and IRA distributions · irs.gov
- 401k Resource Guide Plan Participants General Distribution Rules · irs.gov
- Incoming Rollover Processing · empower.com
- How to roll over a 401(k) · empower.com
- Topic no. 413, Rollovers from retirement plans · irs.gov
- Retirement plans FAQs on designated Roth accounts · irs.gov
- Retirement topics - Termination of employment · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS rollover chart 401(k) direct rollover traditional Roth tax withholding 20% official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Empower rollover into existing retirement account incoming rollover instructions 401k official OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |