How does a lender calculate your debt-to-income ratio for a mortgage pre-approval letter when your main income comes from retirement accounts and investments?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a lender calculate your debt-to-income ratio for a mortgage pre-approval letter when your main income comes from retirement accounts and investments?
3 real searches · 1 real-search pass
Fannie Mae selling guide retirement account income distributions asset depletion employment related assets mortgage qualifying income 2026Google ↗
OBSERVED
Freddie Mac guide retirement income assets as income asset depletion mortgage qualifying incomeGoogle ↗
OBSERVED
Fannie Mae debt to income ratio mortgage qualifying income retirement accounts dividends interest documentationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide retirement account income distributions asset depletion employment related assets mortgage qualifying income 2026 Google ↗
Freddie Mac guide retirement income assets as income asset depletion mortgage qualifying income Google ↗
Fannie Mae debt to income ratio mortgage qualifying income retirement accounts dividends interest documentation Google ↗
- Employment Related Assets as Qualifying Income · guide-selling.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- Documents you need to apply for a mortgage · yourhome.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide retirement account income distributions asset depletion employment related assets mortgage qualifying income 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac guide retirement income assets as income asset depletion mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae debt to income ratio mortgage qualifying income retirement accounts dividends interest documentation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |