Is Capital One 360 still competitive against American Express high yield savings for a family reserve fund given their recent rate adjustments?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is Capital One 360 still competitive against American Express high yield savings for a family reserve fund given their recent rate adjustments?
3 real searches · 1 real-search pass
Capital One 360 Performance Savings current APY November 2026 rate change; American Express High Yield Savings current APY November 2026 rate changeGoogle ↗
OBSERVEDConsequence
site:capitalone.com/bank/savings-accounts/online-performance-savings APYGoogle ↗
OBSERVEDOther / navigational
site:americanexpress.com/en-us/banking/online-savings/high-yield-savings APYGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Capital One 360 Performance Savings current APY November 2026 rate change; American Express High Yield Savings current APY November 2026 rate change Google ↗
site:capitalone.com/bank/savings-accounts/online-performance-savings APY Google ↗
site:americanexpress.com/en-us/banking/online-savings/high-yield-savings APY Google ↗
- High Yield Savings Account with No Fees to Open · americanexpress.com
- Savings Rate Watch · highyieldsavingsaccounts.net
- Capital One Rate Changes as of 10-21-2026 · depositaccounts.com
- American Express Rate Changes as of 9-30-2026 · depositaccounts.com
- High-Yield Rate: 360 Performance Savings · capitalone.com
- 360 Savings Account Disclosures · capitalone.com
- High Yield Savings Account Online with no Fees · americanexpress.com
- High Yield Savings Account Online with no Fees · americanexpress.com
- American Express High Yield Savings Account Review · cnbc.com
- Joint Accounts · fdic.gov
- Your Insured Deposits · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One 360 Performance Savings current APY November 2026 rate change; American Express High Yield Savings current APY November 2026 rate change OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
site:capitalone.com/bank/savings-accounts/online-performance-savings APY OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
site:americanexpress.com/en-us/banking/online-savings/high-yield-savings APY OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |