Real ChatGPT answer · index seedhaQqd0mZgaYcompleteFinance and banking · credit scores and repaircommercial
We have three old credit cards from when we first launched that we barely use. If I close them to clean up our books, will my personal credit score drop significantly since I used a personal guarantee for our startup capital?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We have three old credit cards from when we first launched that we barely use. If I close them to clean up our books, will my personal credit score drop significantly since I used a personal guarantee for our startup capital?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing credit card impact utilization closed account remains credit report 10 years official Google ↗
Experian business credit card personal guarantee personal credit report closing account impact utilization Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- How credit limit decreases can affect your score · myfico.com
- How long does information stay on my credit report? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing credit card impact utilization closed account remains credit report 10 years official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian business credit card personal guarantee personal credit report closing account impact utilization OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |