How do lenders calculate my debt-to-income ratio when I am drawing from my retirement accounts and 401k distributions?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders calculate my debt-to-income ratio when I am drawing from my retirement accounts and 401k distributions?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide retirement account distributions income qualification 401k IRA distributions DTI Google ↗
Freddie Mac guide retirement income distributions IRA 401k mortgage qualifying income Google ↗
- Annuity, Pension, or Retirement Income · selling-guide.fanniemae.com
- FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
- Employment Related Assets as Qualifying Income · selling-guide.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide retirement account distributions income qualification 401k IRA distributions DTI OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac guide retirement income distributions IRA 401k mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |