Why is my loan officer pushing a conventional loan over an FHA loan when my credit score is sitting right at 640?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why is my loan officer pushing a conventional loan over an FHA loan when my credit score is sitting right at 640?
1 real search · 1 real-search pass
2026 FHA loan credit score 580 3.5 percent down mortgage insurance duration HUD official conventional 620 credit score Fannie Mae mortgage insurance cancellationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
2026 FHA loan credit score 580 3.5 percent down mortgage insurance duration HUD official conventional 620 credit score Fannie Mae mortgage insurance cancellation Google ↗
- General Requirements for Credit Scores · guide-selling.fanniemae.com
- Determining the Credit Score for a Mortgage Loan · selling-guide.fanniemae.com