Real ChatGPT answer · index seedhYPB025iBh0completeLegal · bankruptcycommercial

how much do bankruptcy filings typically impact our household credit score over the next two years

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
how much do bankruptcy filings typically impact our household credit score over the next two years
2 real searches · 1 real-search pass
FICO bankruptcy credit score impact starting score bankruptcy filing score drop two years recoveryGoogle ↗
OBSERVEDConsequence
CFPB how long bankruptcy stays on credit report Chapter 7 Chapter 13 credit score rebuildingGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FICO bankruptcy credit score impact starting score bankruptcy filing score drop two years recovery Google ↗
CFPB how long bankruptcy stays on credit report Chapter 7 Chapter 13 credit score rebuilding Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO bankruptcy credit score impact starting score bankruptcy filing score drop two years recovery
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
CFPB how long bankruptcy stays on credit report Chapter 7 Chapter 13 credit score rebuilding
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1