How do insurance companies calculate the surcharge for a minor speeding ticket versus a reckless driving charge, and how long until my rates normalize?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies calculate the surcharge for a minor speeding ticket versus a reckless driving charge, and how long until my rates normalize?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Ohio auto insurance speeding ticket surcharge reckless driving how long stays on insurance record rate increase Google ↗
Ohio BMV reckless operation points speeding ticket points insurance record duration official Google ↗
- Automobile Insurance Guide · insurance.ohio.gov
- How long will my auto insurance ticket surcharge last?| Insurance.com · insurance.com
- Section 4510.036 - Ohio Revised Code · codes.ohio.gov
- Section 6: State Laws and Penalties · publicsafety.ohio.gov
- Auto Insurance for New Drivers · insurance.ohio.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ohio auto insurance speeding ticket surcharge reckless driving how long stays on insurance record rate increase OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Ohio BMV reckless operation points speeding ticket points insurance record duration official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |