What factors do auto insurance algorithms look at the most when determining rates for twenty two year olds living in major cities?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What factors do auto insurance algorithms look at the most when determining rates for twenty two year olds living in major cities?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
auto insurance rating factors age driving record location mileage vehicle credit-based insurance score urban density 22 year old Google ↗
NAIC auto insurance factors rates age location driving record mileage vehicle credit insurance score state restrictions Google ↗
- Insurance Topics | Auto Insurance · content.naic.org
- Insurance Topics | Credit-Based Insurance Scores · content.naic.org
- How insurance companies set auto premiums · insurance.wa.gov
- Factors Affecting Your Premium · maine.gov
- Rate Justification: Rating Factors · content.naic.org
- Insurance Topics | Telematics · content.naic.org
- Consumer Auto · content.naic.org
- Customer Automobile FAQ · dfs.ny.gov
- Auto Insurance Information for Consumers · dfs.ny.gov
- Report on Personal Auto Insurance Markets and Technological Change · home.treasury.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
auto insurance rating factors age driving record location mileage vehicle credit-based insurance score urban density 22 year old OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC auto insurance factors rates age location driving record mileage vehicle credit insurance score state restrictions OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |