Real ChatGPT answer · index seedhTyfZpidFY8completeInsurance · home insurancecommercial

How does changing my hurricane deductible affect my annual premium with Citizens Property Insurance or private alternatives in coastal areas?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does changing my hurricane deductible affect my annual premium with Citizens Property Insurance or private alternatives in coastal areas?
3 real searches · 1 real-search pass
Florida Citizens Property Insurance hurricane deductible options premium savings 2% 5% 10% 2026 officialGoogle ↗
OBSERVEDComparison
Florida hurricane deductible homeowners insurance law deductible options Citizens policy 2026 OIR officialGoogle ↗
OBSERVEDComparison
Florida private homeowners insurance hurricane deductible premium comparison coastal homes 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Florida Citizens Property Insurance hurricane deductible options premium savings 2% 5% 10% 2026 official Google ↗
Florida hurricane deductible homeowners insurance law deductible options Citizens policy 2026 OIR official Google ↗
Florida private homeowners insurance hurricane deductible premium comparison coastal homes 2026 Google ↗
  1. Florida's Hurricane Deductible | Consumer Services · myfloridacfo.com
  2. Chapter 627 Section 701 · m.flsenate.gov
  3. Deductibles - Public · citizensfla.com
  4. What are Citizens' deductible options? · securesupport.citizensfla.com
  5. Homeowners Insurance · floir.gov

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Florida Citizens Property Insurance hurricane deductible options premium savings 2% 5% 10% 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Florida hurricane deductible homeowners insurance law deductible options Citizens policy 2026 OIR official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Florida private homeowners insurance hurricane deductible premium comparison coastal homes 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1