What is the maximum debt to income ratio allowed for an FHA loan versus a conventional loan for a first time homebuyer with a modest budget
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the maximum debt to income ratio allowed for an FHA loan versus a conventional loan for a first time homebuyer with a modest budget
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 FHA loan debt to income ratio 56.9 compensating factors HUD handbook 4000.1 Google ↗
Fannie Mae maximum debt to income ratio 50 percent Desktop Underwriter 2026 conventional mortgage Google ↗
- FHA Single Family Housing Policy Handbook · hud.gov
- SFH Handbook 4000.1 | HUD.gov / U.S. Department of Housing and Urban Development (HUD) · glb.hud.gov
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA loan debt to income ratio 56.9 compensating factors HUD handbook 4000.1 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae maximum debt to income ratio 50 percent Desktop Underwriter 2026 conventional mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |