Real ChatGPT answer · index seedhP3olK7QMdscompleteInsurance · life insurancehowto

Steps to cancel my universal life policy and move the cash value into a lower cost term plan while staying within my monthly budget.

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Steps to cancel my universal life policy and move the cash value into a lower cost term plan while staying within my monthly budget.
2 real searches · 1 real-search pass
IRS tax treatment surrender universal life insurance policy cash value cost basis gain 1035 exchange term life insuranceGoogle ↗
OBSERVED
NAIC consumer guide life insurance replacing existing policy surrender charges replacement coverageGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS tax treatment surrender universal life insurance policy cash value cost basis gain 1035 exchange term life insurance Google ↗
NAIC consumer guide life insurance replacing existing policy surrender charges replacement coverage Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS tax treatment surrender universal life insurance policy cash value cost basis gain 1035 exchange term life insurance
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
NAIC consumer guide life insurance replacing existing policy surrender charges replacement coverage
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1