As a small business owner on a tight health plan, how do deductibles actually work when I have a baby coming in October?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
As a small business owner on a tight health plan, how do deductibles actually work when I have a baby coming in October?
3 real searches · 1 real-search pass
HealthCare.gov childbirth add newborn special enrollment period 60 days deductible out of pocket maximum maternity coverageGoogle ↗
OBSERVEDComparison
Healthcare.gov health insurance costs deductible coinsurance out of pocket maximum family deductible childbirth newbornGoogle ↗
OBSERVEDReason
CMS 2026 out-of-pocket maximum ACA individual family 2026Google ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
HealthCare.gov childbirth add newborn special enrollment period 60 days deductible out of pocket maximum maternity coverage Google ↗
Healthcare.gov health insurance costs deductible coinsurance out of pocket maximum family deductible childbirth newborn Google ↗
CMS 2026 out-of-pocket maximum ACA individual family 2026 Google ↗
- Health Coverage Options for Pregnant or Soon to Be Pregnant Women · healthcare.gov
- Deductible - Glossary · healthcare.gov
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- FAQs about Newborns' and Mothers' Health Protection · dol.gov
- Getting health coverage outside Open Enrollment · healthcare.gov
- guide to comparing total health insurance costs · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
HealthCare.gov childbirth add newborn special enrollment period 60 days deductible out of pocket maximum maternity coverage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Healthcare.gov health insurance costs deductible coinsurance out of pocket maximum family deductible childbirth newborn OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CMS 2026 out-of-pocket maximum ACA individual family 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |