Is a consumer credit counseling service plan better than Chapter 13 bankruptcy for stopping wage garnishments while supporting dependents?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is a consumer credit counseling service plan better than Chapter 13 bankruptcy for stopping wage garnishments while supporting dependents?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Maryland wage garnishment exemptions dependents head of household 2026 Maryland courts statute Google ↗
Chapter 13 automatic stay wage garnishment consumer credit counseling debt management plan garnishment official court CFPB Google ↗
- Frequently Asked Questions | District of New Jersey · njb.uscourts.gov
- U.S. Trustee Program | Frequently Asked Questions (FAQs) · justice.gov
- Credit & Debt Counseling FAQs · nfcc.org
- Judgments & Debt Collection · courts.state.md.us
- MARYLAND LAW: Instructions to Garnishee · mdb.uscourts.gov
- P.L. 90-321 · ssa.gov
- Fact Sheet #30: Wage Garnishment Protections of the Consumer Credit Protection Act (CCPA) · dol.gov
- Can a debt collector take or garnish my wages or benefits? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Maryland wage garnishment exemptions dependents head of household 2026 Maryland courts statute OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Chapter 13 automatic stay wage garnishment consumer credit counseling debt management plan garnishment official court CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |