Can you help me figure out the steps to set up a matching 401k plan for my five-person startup in Texas?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you help me figure out the steps to set up a matching 401k plan for my five-person startup in Texas?
3 real searches · 1 real-search pass
IRS 2026 401(k) contribution limit employer startup retirement plan tax credit SECURE 2.0 small employer officialGoogle ↗
OBSERVEDReason
DOL small business 401(k) plan fiduciary responsibilities Form 5500 under 100 participants officialGoogle ↗
OBSERVEDReason
IRS 401(k) plan startup guide adoption agreement deadlines matching contributions vesting officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 2026 401(k) contribution limit employer startup retirement plan tax credit SECURE 2.0 small employer official Google ↗
DOL small business 401(k) plan fiduciary responsibilities Form 5500 under 100 participants official Google ↗
IRS 401(k) plan startup guide adoption agreement deadlines matching contributions vesting official Google ↗
- Retirement plans startup costs tax credit · irs.gov
- Instructions for Form 8881 (12/2025) · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
- Guideline website · guideline.com
- Human Interest website · humaninterest.com
- ADP website · adp.com
- Fidelity website · fidelity.com
- IRC 401(k) plans - Establishing a 401(k) plan · irs.gov
- 401(k) Plans for Small Businesses · dol.gov
- Retirement Responsibilities for Employers - Small Business · dol.gov
- Automatic Enrollment Requirements Under Section 414A · thefederalregister.org
- 401(k) Plans For Small Businesses · dol.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 401(k) contribution limit employer startup retirement plan tax credit SECURE 2.0 small employer official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
DOL small business 401(k) plan fiduciary responsibilities Form 5500 under 100 participants official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS 401(k) plan startup guide adoption agreement deadlines matching contributions vesting official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |