Real ChatGPT answer · index seedhKzbBa3IKaIcompleteFinance and banking · small business bankingcomparison
Which business bank offers the most forgiving grace period for negative balances before charging massive overdraft fees that will wreck my micro-business budget?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which business bank offers the most forgiving grace period for negative balances before charging massive overdraft fees that will wreck my micro-business budget?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
best small business checking accounts overdraft grace period fee-free overdraft buffer 2026 official policies Google ↗
business checking overdraft fee grace period no fee buffer bank official 2026 Google ↗
- Overdraft Fee Relief with 24-Hour Grace · huntington.com
- Business Checking 100 Account: No Monthly Maintenance Fee · huntington.com
- Small Business Overdraft Protection · td.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
best small business checking accounts overdraft grace period fee-free overdraft buffer 2026 official policies OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
business checking overdraft fee grace period no fee buffer bank official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |