Are there hidden exclusions in most standard policies regarding slow leaks that eventually cause major roof damage over several months?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there hidden exclusions in most standard policies regarding slow leaks that eventually cause major roof damage over several months?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
standard homeowners insurance policy continuous repeated seepage leakage weeks months years ensuing loss roof damage exclusions Google ↗
NAIC homeowners insurance water damage gradual leakage maintenance roof coverage Google ↗
- (5) Constant or repeated seepage or leakage of water or the presence or condensation of humidity, moisture or vapor, over a period of weeks, months or years unless such seepage or leakage of water or the presence or condensation of humidity, moisture or vapor and the resulting damage is unknown to all insureds and is hidden within the walls or ceilings or beneath the floors or above the ceilings of a structure. The term "hidden" does not apply to a part of the covered property to which the insur · njm.com
- Vol. 38 Iss. 11 (Final) 14VAC5-341, Rules Governing Standards For The Content Of Dwelling Property Insurance Policies January 17, 2022 · register.dls.virginia.gov
- Vol. 38 Iss. 11 (Final) 14VAC5-342, Rules Governing Standards For The Content Of Homeowners Insurance Policies January 17, 2022 · register.dls.virginia.gov
- Leaks, water damage, and mold · insurance.wa.gov
- Does Homeowners Insurance Cover Water Damage? · progressive.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
standard homeowners insurance policy continuous repeated seepage leakage weeks months years ensuing loss roof damage exclusions OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
NAIC homeowners insurance water damage gradual leakage maintenance roof coverage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |