Real ChatGPT answer · index seedhHR4MxMMSvUcompleteFinance and banking · mortgagescomparison

Do Bank of America mortgage closing costs include high origination fees compared to online only lenders like Ally or Rocket?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Do Bank of America mortgage closing costs include high origination fees compared to online only lenders like Ally or Rocket?
3 real searches · 1 real-search pass
Bank of America mortgage origination fee Ally Rocket Mortgage loan estimate origination charges 2026Google ↗
OBSERVEDReason
CFPB Loan Estimate compare origination charges lender fees mortgageGoogle ↗
OBSERVEDComparison
Ally Home mortgage fees origination fee Rocket Mortgage origination feeGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%ConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Bank of America mortgage origination fee Ally Rocket Mortgage loan estimate origination charges 2026 Google ↗
CFPB Loan Estimate compare origination charges lender fees mortgage Google ↗
Ally Home mortgage fees origination fee Rocket Mortgage origination fee Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America mortgage origination fee Ally Rocket Mortgage loan estimate origination charges 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
CFPB Loan Estimate compare origination charges lender fees mortgage
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Ally Home mortgage fees origination fee Rocket Mortgage origination fee
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1