Can you compare the HO-3 and HO-5 policy forms regarding open peril coverage on personal property for high-value homeowners in earthquake prone areas?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the HO-3 and HO-5 policy forms regarding open peril coverage on personal property for high-value homeowners in earthquake prone areas?
3 real searches · 1 real-search pass
ISO HO-3 HO-5 homeowners policy personal property open peril named peril earthquake exclusion coverage comparisonGoogle ↗
OBSERVEDComparison
Insurance Information Institute homeowners insurance earthquake coverage personal property earthquake endorsement exclusionsGoogle ↗
OBSERVEDReason
NAIC homeowners insurance earthquake coverage personal property policy exclusions HO-5 HO-3Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
ISO HO-3 HO-5 homeowners policy personal property open peril named peril earthquake exclusion coverage comparison Google ↗
Insurance Information Institute homeowners insurance earthquake coverage personal property earthquake endorsement exclusions Google ↗
NAIC homeowners insurance earthquake coverage personal property policy exclusions HO-5 HO-3 Google ↗
- Consumer Homeowners · content.naic.org
- Understanding Your Homeowners or Renter's Policy · content.naic.org
- Insurance Topics | Homeowners Insurance · content.naic.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
ISO HO-3 HO-5 homeowners policy personal property open peril named peril earthquake exclusion coverage comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Insurance Information Institute homeowners insurance earthquake coverage personal property earthquake endorsement exclusions OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC homeowners insurance earthquake coverage personal property policy exclusions HO-5 HO-3 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |