How do I calculate whether traditional or Roth contributions make more sense in our Empower retirement account given our current household tax bracket and two kids?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate whether traditional or Roth contributions make more sense in our Empower retirement account given our current household tax bracket and two kids?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 federal income tax brackets IRS revenue procedure 2025 inflation adjustments Google ↗
2026 child tax credit IRS amount eligibility 2026 Google ↗
IRS designated Roth contributions traditional 401k tax treatment retirement distributions Google ↗
- Internal Revenue Bulletin: 2025-45 · irs.gov
- Working Families Tax Cuts – Individuals and workers · irs.gov
- Child Tax Credit · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal income tax brackets IRS revenue procedure 2025 inflation adjustments OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 child tax credit IRS amount eligibility 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
IRS designated Roth contributions traditional 401k tax treatment retirement distributions OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |