Real ChatGPT answer · index seedhAx11ABikyQcompleteFinance and banking · retirement accountsinformational

How does the TSP catch-up contribution rule work now that I am turning fifty, and can my spouse do the same in her private sector 401k?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the TSP catch-up contribution rule work now that I am turning fifty, and can my spouse do the same in her private sector 401k?
2 real searches · 1 real-search pass
2026 TSP contribution limits age 50 catch-up Roth catch-up high wage threshold 2026 official FRTIB IRSGoogle ↗
OBSERVEDShort fact
2026 401(k) catch-up contribution limit age 50 SECURE 2.0 Roth catch-up threshold 2026 IRS officialGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact100%Other / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 TSP contribution limits age 50 catch-up Roth catch-up high wage threshold 2026 official FRTIB IRS Google ↗
2026 401(k) catch-up contribution limit age 50 SECURE 2.0 Roth catch-up threshold 2026 IRS official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 TSP contribution limits age 50 catch-up Roth catch-up high wage threshold 2026 official FRTIB IRS
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
2026 401(k) catch-up contribution limit age 50 SECURE 2.0 Roth catch-up threshold 2026 IRS official
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1