How do pre-approval checks work for the Capital One Quicksilver compared to Discover, and do either of them affect my credit score without me knowing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do pre-approval checks work for the Capital One Quicksilver compared to Discover, and do either of them affect my credit score without me knowing?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Capital One pre-approval soft inquiry Quicksilver official pre-approval page hard inquiry application Google ↗
Discover credit card preapproval soft inquiry official does checking preapproval affect credit score hard inquiry Google ↗
- What is a credit inquiry? · consumerfinance.gov
- What Does Pre-Approved Mean on a Credit Card? · discover.com
- When can a credit card company look at my credit reports? · consumerfinance.gov
- Get Pre-Approved for a Capital One Credit Card · capitalone.com
- Credit Card Pre-Approval · discovercard.com
- AnnualCreditReport.com · annualcreditreport.com
- Capital One pre-approval · capitalone.com
- Discover pre-approval · discovercard.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One pre-approval soft inquiry Quicksilver official pre-approval page hard inquiry application OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Discover credit card preapproval soft inquiry official does checking preapproval affect credit score hard inquiry OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |