Can an irrevocable life insurance trust really protect my assets from nursing home costs if my mother is being admitted this afternoon?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can an irrevocable life insurance trust really protect my assets from nursing home costs if my mother is being admitted this afternoon?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Virginia Medicaid long term services supports 60 month lookback transfer penalty nursing facility official Google ↗
Virginia Medicaid nursing home eligibility assets spouse home caregiver child exemption official Google ↗
- 12VAC30-40-300. Transfer of resources. · law.lis.virginia.gov
- Virginia Administrative Code, Part IV, Section 12VAC30-40-300 - Transfer of resources | Virginia Administrative Code · regulations.justia.com
- Virginia Medical Assistance Eligibility · dmas.virginia.gov
- Senior Virginians Handbook 2025 · vsb.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Virginia Medicaid long term services supports 60 month lookback transfer penalty nursing facility official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Virginia Medicaid nursing home eligibility assets spouse home caregiver child exemption official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |