Real ChatGPT answer · index seedh5zkLp1I8o4completeFinance and banking · retirement accountsinformational
How does tax loss harvesting work on Betterment and does it really save enough money to justify their management fee for a family household
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does tax loss harvesting work on Betterment and does it really save enough money to justify their management fee for a family household
3 real searches · 1 real-search pass
Betterment tax loss harvesting fee 0.25% pricing Premium 2026 tax coordination household wash sale spouses officialGoogle ↗
OBSERVED
IRS Topic 409 capital losses 3000 married filing jointly wash sales spouse IRA substantially identicalGoogle ↗
OBSERVED
California capital gains tax capital losses tax treatment ordinary income official FTBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Betterment tax loss harvesting fee 0.25% pricing Premium 2026 tax coordination household wash sale spouses official Google ↗
IRS Topic 409 capital losses 3000 married filing jointly wash sales spouse IRA substantially identical Google ↗
California capital gains tax capital losses tax treatment ordinary income official FTB Google ↗
- Betterment's Pricing · betterment.com
- Betterment Fee Disclosure · betterment.com
- Capital gains and losses · ftb.ca.gov
- Disclosure for Betterment's Tax Loss Harvesting+ · betterment.com
- Instructions for Schedule D (Form 1040) (2025) · irs.gov
- Betterment's tax-loss harvesting methodology · betterment.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Betterment tax loss harvesting fee 0.25% pricing Premium 2026 tax coordination household wash sale spouses official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS Topic 409 capital losses 3000 married filing jointly wash sales spouse IRA substantially identical OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
California capital gains tax capital losses tax treatment ordinary income official FTB OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |