Can you explain how cliff vesting versus graded vesting works for 401k employer match programs so I can pick the best one for my small business?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how cliff vesting versus graded vesting works for 401k employer match programs so I can pick the best one for my small business?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) employer matching contributions vesting cliff graded schedules ERISA minimum requirements 3 year cliff 6 year graded OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Department of Labor 401k vesting employer contributions cliff graded vesting schedule OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |