What documents do lenders need right now to issue a solid mortgage pre-approval letter for a self-employed freelancer?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What documents do lenders need right now to issue a solid mortgage pre-approval letter for a self-employed freelancer?
3 real searches · 1 real-search pass
2026 mortgage underwriting documentation self-employed borrower tax returns profit loss balance sheet Fannie Mae selling guideGoogle ↗
OBSERVEDReason
Fannie Mae Selling Guide self-employed income documentation two years tax returns year to date profit loss balance sheetGoogle ↗
OBSERVEDShort fact
Freddie Mac self-employed borrower documentation tax returns profit loss statement mortgage 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 mortgage underwriting documentation self-employed borrower tax returns profit loss balance sheet Fannie Mae selling guide Google ↗
Fannie Mae Selling Guide self-employed income documentation two years tax returns year to date profit loss balance sheet Google ↗
Freddie Mac self-employed borrower documentation tax returns profit loss statement mortgage 2026 Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- Tax Return and Transcript Documentation Requirements · selling-guide.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Analyzing Profit and Loss Statements · selling-guide.fanniemae.com
- Documents you need to apply for a mortgage · yourhome.fanniemae.com
- FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 mortgage underwriting documentation self-employed borrower tax returns profit loss balance sheet Fannie Mae selling guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae Selling Guide self-employed income documentation two years tax returns year to date profit loss balance sheet OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Freddie Mac self-employed borrower documentation tax returns profit loss statement mortgage 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |