Real ChatGPT answer · index seedh3q4zLoxScAcompleteFinance and banking · personal loanscommercial

Can adding a co signer with excellent credit significantly lower the Prosper marketplace lending rates for someone self employed with a moderate debt to income ratio?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can adding a co signer with excellent credit significantly lower the Prosper marketplace lending rates for someone self employed with a moderate debt to income ratio?
2 real searches · 1 real-search pass
Prosper personal loan co-borrower co-signer joint application credit rate self employed debt-to-income underwritingGoogle ↗
OBSERVED
Prosper personal loans rates factors self-employed income verification debt-to-income ratio co-borrower policyGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Prosper personal loan co-borrower co-signer joint application credit rate self employed debt-to-income underwriting Google ↗
Prosper personal loans rates factors self-employed income verification debt-to-income ratio co-borrower policy Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Prosper personal loan co-borrower co-signer joint application credit rate self employed debt-to-income underwriting
OBSERVED
Google ↗
AI Mode ↗
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of 1
Prosper personal loans rates factors self-employed income verification debt-to-income ratio co-borrower policy
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1