Why did my latest renewal notice show a massive spike in wind-hail deductibles even though my neighborhood hasn't experienced any declared catastrophic weather events recently?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my latest renewal notice show a massive spike in wind-hail deductibles even though my neighborhood hasn't experienced any declared catastrophic weather events recently?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
New Jersey homeowners insurance wind hail deductible increases 2026 insurer underwriting reinsurance filings Google ↗
New Jersey homeowners insurance wind hail deductible percentage deductible Department of Banking Insurance consumer guidance Google ↗
- Windstorm or Hail Deductibles · nj.gov
- NJDOBI | Consumer Information · nj.gov
- NJDOBI Consumer Information · nj.gov
- GAO-26-107867, HOMEOWNERS INSURANCE: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · files.gao.gov
- Department of Banking and Insurance FY 2025-2026 · pub.njleg.state.nj.us
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New Jersey homeowners insurance wind hail deductible increases 2026 insurer underwriting reinsurance filings OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New Jersey homeowners insurance wind hail deductible percentage deductible Department of Banking Insurance consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |