Real ChatGPT answer · index seedgmZEYHy4pPEcompleteFinance and banking · personal loanscomparison

Is it better to use Earnest or Laurel Road right now to combine multiple student loans into a lower monthly payment?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it better to use Earnest or Laurel Road right now to combine multiple student loans into a lower monthly payment?
3 real searches · 1 real-search pass
Earnest student loan refinance rates terms 2026 officialGoogle ↗
OBSERVED
Laurel Road student loan refinance rates terms 2026 officialGoogle ↗
OBSERVED
Federal Student Aid consolidation vs refinancing federal student loans benefits officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Earnest student loan refinance rates terms 2026 official Google ↗
Laurel Road student loan refinance rates terms 2026 official Google ↗
Federal Student Aid consolidation vs refinancing federal student loans benefits official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Earnest student loan refinance rates terms 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Laurel Road student loan refinance rates terms 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Federal Student Aid consolidation vs refinancing federal student loans benefits official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1