Why are my credit card interest rates so high right now even though I have never missed a single payment in my entire seventy years of life?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why are my credit card interest rates so high right now even though I have never missed a single payment in my entire seventy years of life?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
United States average credit card interest rates October 2026 Federal Reserve credit card APR prime rate credit card issuers rate factors Google ↗
CFPB credit card interest rates variable APR prime rate credit score issuer repricing consumer guidance Google ↗
- Bankrate Monitor (BRM): Credit Card APR (BRMCC01) | FRED · fred.stlouisfed.org
- Current Credit Card Interest Rates · bankrate.com
- The Consumer Credit Card Market Report to Congress · files.consumerfinance.gov
- How Interest Rate Changes Affect Credit Card Spending · bostonfed.org
- When can my credit card company increase my interest rate? · consumerfinance.gov
- SECTION 226.5a—Credit and Charge Card Applications and Solicitations · federalreserve.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States average credit card interest rates October 2026 Federal Reserve credit card APR prime rate credit card issuers rate factors OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB credit card interest rates variable APR prime rate credit score issuer repricing consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |