What income sources are excluded when a mortgage lender calculates my debt-to-income ratio for pre-approval?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What income sources are excluded when a mortgage lender calculates my debt-to-income ratio for pre-approval?
2 real searches · 1 real-search pass
mortgage qualifying income sources excluded from debt to income ratio Fannie Mae stable predictable continuance nonemployment income gifts loan proceedsGoogle ↗
OBSERVEDReason
Fannie Mae Selling Guide income sources not acceptable qualifying income temporary income unemployment benefits asset depletion giftsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage qualifying income sources excluded from debt to income ratio Fannie Mae stable predictable continuance nonemployment income gifts loan proceeds Google ↗
Fannie Mae Selling Guide income sources not acceptable qualifying income temporary income unemployment benefits asset depletion gifts Google ↗
- General Income Information · selling-guide.fanniemae.com
- General Requirements for Other Sources of Income · selling-guide.fanniemae.com
- Underwriting Borrowers · selling-guide.fanniemae.com
- FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage qualifying income sources excluded from debt to income ratio Fannie Mae stable predictable continuance nonemployment income gifts loan proceeds OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae Selling Guide income sources not acceptable qualifying income temporary income unemployment benefits asset depletion gifts OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |