Real ChatGPT answer · index seedgkywwSpXrDccompleteFinance and banking · mortgagescomparison

Is Bank of America mortgage closing costs typically higher than independent lenders when you look at the detailed loan estimate breakdown?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is Bank of America mortgage closing costs typically higher than independent lenders when you look at the detailed loan estimate breakdown?
2 real searches · 1 real-search pass
Bank of America mortgage loan estimate origination fees closing costs comparison independent lenders CFPB loan estimate sections A B CGoogle ↗
OBSERVEDComparison
CFPB Loan Estimate closing costs origination charges services shop for lender fees compare loan estimatesGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT2 real searches · gpt-6
Bank of America mortgage loan estimate origination fees closing costs comparison independent lenders CFPB loan estimate sections A B C Google ↗
CFPB Loan Estimate closing costs origination charges services shop for lender fees compare loan estimates Google ↗
  1. Loan estimate explainer · consumerfinance.gov
  2. Compare and negotiate your loan offers · consumerfinance.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America mortgage loan estimate origination fees closing costs comparison independent lenders CFPB loan estimate sections A B C
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
CFPB Loan Estimate closing costs origination charges services shop for lender fees compare loan estimates
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1