How do claims history and credit scores factor into current homeowners insurance tier placement and premium pricing across the Southeast region?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do claims history and credit scores factor into current homeowners insurance tier placement and premium pricing across the Southeast region?
3 real searches · 1 real-search pass
2026 Southeast homeowners insurance underwriting credit score claims history state regulatory changesGoogle ↗
OBSERVED
2026 homeowners insurance credit-based insurance score claims history Southeast states Florida Georgia North Carolina South Carolina Tennessee Alabama Mississippi Louisiana state insurance department rulesGoogle ↗
OBSERVED
NAIC homeowners insurance credit based insurance score claims history CLUE report underwriting consumer guideGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Southeast homeowners insurance underwriting credit score claims history state regulatory changes Google ↗
2026 homeowners insurance credit-based insurance score claims history Southeast states Florida Georgia North Carolina South Carolina Tennessee Alabama Mississippi Louisiana state insurance department rules Google ↗
NAIC homeowners insurance credit based insurance score claims history CLUE report underwriting consumer guide Google ↗
- Insurance Topics | Credit-Based Insurance Scores · content.naic.org
- Credit-Based Insurance Scores · content.naic.org
- GAO-26-107867, HOMEOWNERS INSURANCE: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · files.gao.gov
- Purchasing Insurance | Consumer Services · myfloridacfo.com
- A CONSUMER’S GUIDE TO · ncdoi.gov
- Homeowners Insurance Overview | Consumer Services · myfloridacfo.com
- G.S. 58-36-90 · ncleg.gov
- Property & Casualty (doi.sc.gov/PC) | Department of Insurance, SC · doi.sc.gov
- Alabama Administrative Code · admincode.legislature.state.al.us
- Louisiana Laws · legis.la.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Southeast homeowners insurance underwriting credit score claims history state regulatory changes OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 homeowners insurance credit-based insurance score claims history Southeast states Florida Georgia North Carolina South Carolina Tennessee Alabama Mississippi Louisiana state insurance department rules OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
NAIC homeowners insurance credit based insurance score claims history CLUE report underwriting consumer guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |