Real ChatGPT answer · index seedgeBIkzcORHMcompleteAutomotive · auto financing and leasingcomparison

Is it better to get preapproved by a local credit union or try negotiating interest rates with dealers on the showroom floor

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it better to get preapproved by a local credit union or try negotiating interest rates with dealers on the showroom floor
2 real searches · 1 real-search pass
auto loan preapproval credit union dealer financing negotiate APR dealer markup consumer advice 2026Google ↗
OBSERVEDComparison
CFPB auto loan dealer financing preapproval compare APR loan term out the door priceGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
auto loan preapproval credit union dealer financing negotiate APR dealer markup consumer advice 2026 Google ↗
CFPB auto loan dealer financing preapproval compare APR loan term out the door price Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
auto loan preapproval credit union dealer financing negotiate APR dealer markup consumer advice 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
CFPB auto loan dealer financing preapproval compare APR loan term out the door price
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1