Is it smarter to use a Fixed Rate Mortgage or a Home Equity Conversion Mortgage to buy my next smaller house in Ohio?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it smarter to use a Fixed Rate Mortgage or a Home Equity Conversion Mortgage to buy my next smaller house in Ohio?
3 real searches · 1 real-search pass
HUD HECM for Purchase requirements age 62 primary residence financial assessment property charges 2026Google ↗
OBSERVEDConsequence
CFPB reverse mortgage HECM costs loan balance grows no monthly mortgage payments taxes insurance maintenanceGoogle ↗
OBSERVEDComparison
Ohio property tax homestead exemption senior owner occupied 2026 officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
HUD HECM for Purchase requirements age 62 primary residence financial assessment property charges 2026 Google ↗
CFPB reverse mortgage HECM costs loan balance grows no monthly mortgage payments taxes insurance maintenance Google ↗
Ohio property tax homestead exemption senior owner occupied 2026 official Google ↗
- Can I use a reverse mortgage loan to buy a home? · consumerfinance.gov
- How much does a reverse mortgage loan cost? · consumerfinance.gov
- What is a reverse mortgage? · consumerfinance.gov
- HUD FHA Reverse Mortgage for Seniors (HECM) | HUD.gov / U.S. Department of Housing and Urban Development (HUD) · hud.gov
- What are my responsibilities as a reverse mortgage loan borrower? · consumerfinance.gov
- If I take out a reverse mortgage loan, does the lender own my home? · consumerfinance.gov
- What happens if my reverse mortgage loan balance grows larger than the value of my home? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
HUD HECM for Purchase requirements age 62 primary residence financial assessment property charges 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB reverse mortgage HECM costs loan balance grows no monthly mortgage payments taxes insurance maintenance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Ohio property tax homestead exemption senior owner occupied 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |